Overpaying much more the mortgage and slowing down investing – or continue as before? Nicola over at The Frugal Cottage gets advice in the comments.
Someone went on a shopping spree!
Retirement Investing Today does some research and finds that only circa 35% of active funds beat low cost passive UK equity funds while only circa 20% of active funds beat passive global equities funds. He decides to stay DIY plus passive and so continue to pay 0.22% in both wrapper (ISA, SIPP, Trading Accounts) plus fund expenses annually.