That Guy, Nick, at Total Balance explains that index fund investing is for the long terms, and that he invest in properties (commercial for now, probably residential in the future) so that he can multiply his money quicker.
That Guy at Total Balance classifies crowdlending in various buckets, then suggests strategies we can use to diversify our portfolio based on risk and risk appetite.
Should we trust the well-known 4% Safe Withdrawal Rate? Monevator analyses it looking at research on market fluctuation, and reaches some interesting conclusions.
The Monevator gives us his updated, easy-to-read table of online brokers he recommends. Scroll down for his commentary and definitions. Very useful.
Kate and Seb, a couple in their 40s with one young daughter, asked Ken from @thehumblepenny at what age they can realistically hope to retire. In this detailed case study, Ken goes through their numbers to show them they are in a good place. Not only that, he also shares the logic and calculations he used, so that we can apply them to our own personal situations.
Today’s money is digital – increasingly we buy things online and get them delivered, but rarely we get any cash out. How does this affect our relationship to money? In this blog post Ken from The Humble Penny explores the concept of Financial Abstraction and reminds us to make money real again for us and for our children, giving us some simple yet effective examples.